'Lower interest rates might help me move out of home'

Raphael Sheridan / BBCJames Willicombe says moving back in with his parents means he can save up to £1,000 a monthThe Bank of England has finally cut interest rates for the first time in four years.This modest cut from 5.25% to 5% signposts the way to lower mortgage, credit card and loan payments but also savings rates for millions of people across the UK.At 25, James Willicombe decided to give up renting and…