Debt-stricken calls surge - but here's how to cope

Kevin PeacheyCost of living correspondentBBCRachel chose to take more responsibility for getting out of debtHelpline calls from people worried about debt have surged in January as energy bills rise and credit payments for Christmas spending are due.National Debtline received 57% more calls in the first two weeks of January compared with the same period last year. The first Monday of the new year was its "busiest…