Insulation scandal: Homes with black mould, damp and rot excluded from help

Zoe Conway & Esyllt CarrBusiness correspondent & producerBBCMargaret Chappell cannot get help to fix her insulation under government schemes as it only applies to work done since 2022Homeowners who say their houses are being destroyed by unsuitable insulation fitted under a government scheme say action announced to fix it won't help them - as the work was carried out too long ago.The government found a "serious…